Family vacations
Your card plus two for the family, with full visibility on every purchase.
FinCard Travel
CAD prepaid Visa, accepted worldwide
Travel should create memories, not surprise fees.
One wallet, three cards: yours plus two more for family or companions, with complete control from one intuitive mobile app. Load it in CAD by Interac e-Transfer or request money, spend anywhere Visa is accepted with no foreign transaction fees added to purchases, and see every transaction in real time.
$0
minimum load amounts
$0
transaction fees for purchases
Millions
of ATMs worldwide
The problem
Spending away from home shouldn't cost an extra 3%.
- Banks mark up every purchase
Bank cards typically add 2.5% to 3.5% in foreign transaction fees and FX spreads.
- Exchange counters gouge
Airport kiosks take their cut and leave you carrying cash you cannot protect.
- Shared money gets messy
Passing one card around or carrying cash makes a group budget hard to follow.
- A lost card strands you
Long-distance calls and slow replacement shipping can leave you without a way to pay.
How FinCard Travel solves it
One CAD wallet. Three cards. No surprise fees.
- 1Load once, in CAD
Top up by Interac e-Transfer or request money, with funds arriving in minutes.
- 2Spend with no added fees
Use Visa worldwide without foreign transaction fees added to your purchases.
- 3Three cards, one wallet
Your primary card plus two for family or companions, all drawing from one balance.
- 4Lock it in seconds
Freeze any card from the app and keep paying with Apple Pay or Google Pay.
Real-time alerts for every purchase, on every card.
What you can do
Manage the whole wallet
Everything the cardholder portal does, in one place.
✓ Load or request funds✓ See one shared CAD balance✓ Freeze any card✓ Review every transaction✓ Reveal virtual card details✓ Reach support
Travel together. Spend together. Reload anytime.
One CAD wallet, three cards and complete control, all from one app.
No foreign transaction fees
Spend anywhere Visa is accepted without foreign transaction fees added to purchases.
One primary, two additional cards
Give extra cards to family or companions, with controls you set.
One shared CAD wallet
One place to load, one place to watch all three cards.
Self-load in minutes
Top up by Interac e-Transfer or request money.
Worldwide acceptance
Use the cards anywhere Visa is accepted and at millions of ATMs.
Instant card controls
Lock or unlock any card in seconds from the app.
What it does
Everything you need, built in
Real-time transaction alerts
Receive an instant notification for purchases, withdrawals and account activity on every card.
Instant card controls
Lock or unlock any of the three cards in seconds through the mobile app.
Mobile app management
Check the balance, view transactions and manage all three cards from anywhere.
Secure contactless payments
Pay confidently in store, online or contactless wherever you travel.
Digital wallet ready
Add any card to Apple Pay or Google Pay for fast, secure payments.
Shared visibility
See every purchase across the wallet while each traveller carries their own card.
How it works
1
Download the app
Get FinCard Travel from the App Store or Google Play.
2
Verify your identity
Complete a quick identity check inside the app.
3
Generate your cards
Issue your primary card plus two for family or companions.
4
Add funds
Load CAD by Interac e-Transfer or request money.
5
Spend worldwide
Use Visa wherever accepted and track every purchase in real time.
Use cases
One CAD wallet, up to three cards. However your people travel, the balance stays in your control.
Frequently asked questions
For the primary cardholder
How do I load my card?+
Load CAD by Interac e-Transfer or request money from inside the app.
What are the two additional cards?+
They are extra cards on the same wallet for family or companions, with visibility and controls managed by the primary cardholder.
Can I set limits on a card?+
Card-level controls let the primary cardholder manage how the additional cards are used.
What does it cost?+
There is no minimum load amount and no transaction fee added for purchases. Other program or ATM charges may apply and will be disclosed.
For cardholders & travellers
Where does the card work?+
Anywhere Visa is accepted, including access to millions of ATMs worldwide.
What currency is the card in?+
The wallet is held and loaded in Canadian dollars.
What if I lose my card abroad?+
Freeze the card immediately from the app. Other cards on the wallet can remain active.
Are there foreign transaction fees?+
FinCard Travel does not add a foreign transaction fee to your purchases.
Ready to launch FinCard Travel?
We handle the compliance, technology and payments. You bring the business case.