FinCard
Commission & reward payouts, on a branded card

A simpler way to pay commissions and rewards.

Create a branded card program that makes it easy to distribute approved commissions, incentives and performance rewards to employees, contractors, dealers and sales partners.

Instant
card loads
Bulk
or individual payments
No cheques
no manual runs
The problem

Paying commissions shouldn't mean cutting cheques.

  • Cheques and manual runs are slow

    One-off payouts consume hours and leave recipients waiting.

  • Hard to reach non-employees

    Dealers, contractors and referral partners rarely sit inside payroll.

  • No shared view of payouts

    Spreadsheets make it difficult to see who was paid, for what and when.

  • No branding, no control

    Generic transfers do nothing for your brand and provide little visibility once sent.

How FinCard Pay solves it

One branded program. Every payout.

  1. 1
    Load approved amounts

    Your company approves each payment; FinCard loads the exact amount onto the recipient's card.

  2. 2
    Pay anyone

    Reach employees, contractors, dealers, installers and sales partners without collecting bank details.

  3. 3
    Individual or bulk

    Send one payment or load hundreds of cards in a single run.

  4. 4
    Your brand on the card

    Put your company name and colours in recipients' wallets while keeping full visibility.

Contractor at workInstallers completing a projectBranded payout card
Approved commissions and rewards, loaded straight onto a branded card.

What you can do

One platform for every payout

Send, track and report every commission and reward from one place.

✓ Individual payments✓ Bulk card loads✓ Recipient management✓ Balances and history✓ Program reporting✓ Branded virtual cards
FinCardPay
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Tue, Jul 21, 2026 · 10:18 AM
Welcome back!

Northgate Distribution

Program Wallet

Available to distribute
$48,250.00 CAD
Payments sent
312
Active cards
1,284
Program account
•••• •••• •••• 4821

For recipients

Paid fast. Ready to spend.

Recipients see every approved payment, their available balance and recent history in one clear mobile experience.

Quick access

Approved money arrives directly on the card.

Clear history

Every commission and reward stays easy to understand.

No bank details

Recipients do not need to share a bank account.

Widely accepted

Spend anywhere Visa is accepted.

FinCard Paynow
Payment received · Northgate · +$450.00
9:41▮▮▮
FinCardPay
C
FinCard
Pay
••••••••••••1234
Cardholder
CASEY MORGAN
VISA
Number•••• •••• •••• 1234
ExpiryMM/YY
CVV123
Card balance$1,240.00
Add to Apple Wallet
Add to Google Pay
Recent payments
NCompleted sale · Northgatejust now+$450.00
IInstallation bonusyesterday+$120.00
RReferral reward2 days ago+$75.00
What it does

Everything you need, built in

Approved commissions, on a branded card

Distribute commissions your company has already approved straight onto each recipient's card.

Reward your whole network

Pay employees, contractors, dealers, installers and external sales partners from one program.

Retire cheques and manual runs

Replace paper cheques and slow manual processes with direct card loads.

Individual or bulk payments

Send one approved amount or load hundreds of cards from one upload.

Full tracking and history

Review balances, payments and complete transaction history across the program.

Fast access for recipients

Recipients get quick access to money on a card they can use anywhere Visa is accepted.

Your branding on every card

Customize the card with your company name, colours and logo.

FinCard runs the infrastructure

We manage the card, wallet and payment experience so your team does not have to.

How it works

1

Create the program

Choose recipients and define which actions can earn a payout.

2

Approve the earnings

Verify the sale, project, installation, referral or target.

3

Fund the program

Add money and provide the approved payout amounts.

4

Load the cards

FinCard sends the exact approved amount to each branded card.

5

Track everything

Review payments, card activity and reporting in one place.

Two ways companies use it

Dealer & partner rewards

Reward outside partners for selling, referring or installing eligible products.

  • Dealer and reseller incentives
  • Installer and contractor rewards
  • Referral and channel partner programs

Employee commissions

Distribute employer-approved commissions or project earnings after normal payroll obligations are complete.

  • Sales commissions
  • Project-completion bonuses
  • Performance and referral rewards

Program operations

Run every approved payout from one controlled, reportable program.

  • Single or bulk loads
  • Recipient and card controls
  • Centralized transaction history

Use cases

Wherever you owe someone an approved reward, send it straight to a card they can use right away.

Frequently asked questions

For the company
Does FinCard calculate our commissions?+

No. Your company determines eligibility, calculates earnings and approves each amount. FinCard delivers the approved payout.

Can we pay non-employees?+

Yes. Programs can include contractors, dealers, installers, referral partners and other approved recipients.

Individual or bulk payments?+

Both. Send one payout or load hundreds of recipient cards in a single run.

What reporting do we get?+

You can review payment history, balances, recipient activity and program-level summaries.

For the recipient
How do I get my money?+

Once your company approves the payout, the amount is loaded directly onto your FinCard Pay card.

Do I need a bank account?+

No bank account is required to receive and use the card.

Can I see my payments?+

Yes. The app shows your available balance and recent approved payments.

The company remains responsible for determining eligibility, calculating earnings, completing payroll deductions where required and approving each payment. FinCard provides the card and payment infrastructure and is not a payroll system.

Reward performance, without the paperwork.

Turn approved earnings into fast, on-card payouts for your team and partners.