FinCard
Financial Services

Payments infrastructure built for modern programs.

We build inclusive, flexible financial tools that help strengthen individuals, families, organizations, and the communities they serve.

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FinCardFinancial Services

One platform, four pillars

Compliance

Regulatory reporting and program controls, built in from day one.

Technology

One platform powering cards, ledgers, and real-time oversight.

Payments

Funds disbursed to prepaid Visa cards in minutes, not days.

Trust

Bank-grade card issuing, security and compliance, under one roof.

Our products

One core. Three ways to move money.

Every FinCard product runs on the same secure card-issuing core, shaped around the audience it serves.

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Total Utilization

$2,000
Amount Used
$800
Remaining
$1,200

Utilization by Type

Dental Care
$300.00
Vision Care
$100.00
Health Care
$200.00
Drug Care
$100.00
Wellness
$100.00
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The FinCard Stack

Everything a card program needs.
Nothing it doesn't.

Eight capabilities, one platform, from the first KYC check to the last reconciliation entry.

01Card IssuanceVirtual + physical Visa. Any BIN. Instant provisioning.→
02KYC / AMLAutomated identity verification. Continuous monitoring. RPAA, FINTRAC compliant.→
03ProcessingReal-time authorization, clearing, and settlement. Multi-currency.→
04LedgerDouble-entry balance engine. Float management. Financial reconciliation.→
05Program LogicTip rules, EWA accruals, spend limits, merchant controls, rewards logic.→
06App LayerWhite-label mobile apps or embeddable web widget. Your brand.→
07ComplianceRegulatory reporting, audit trails, SAR filing. Fully managed.→
08Client PortalReal-time dashboard for program administrators. Full oversight.→
What we care about

Our values

Let’s build your program.

Tell us what you’re building or which FinCard product you’re curious about, and the right person will get back to you.

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